A Chinese man walks into a bank in New York City and asks for the

loan officer. He tells the loan officer that he is going to China on business for two weeks and needs to borrow $5,000. The bank officer tells him that the bank will need some form of security for the loan, so the Chinese man hands over the keys to a new Ferrari parked on the street in front of the bank. He produces

the title and everything checks out. The loan officer agrees to accept the car as collateral for the loan. The bank's president and its officers all enjoy a good laugh at the Chinese for using a $250,000 Ferrari as collateral against a $5,000 loan.

An employee of the bank then drives the Ferrari into the bank's underground garage and parks it there. Two weeks later, the Chinese returns, repays the $5,000 and the interest, which comes to $15.41.

The loan officer says, "Sir, we are very happy to have had your business, and

this transaction has worked out very nicely, but we are a little

puzzled. While

you were away, we checked you out and found that you are a

multi-millionaire.

What puzzles us is, why would you bother to borrow $5,000?"

The Chinese replies: "Where else in New York City can I park my

car for 2 weeks for only $15.41 and expect it to be there when I return???"

hey thanks Ray! Miss ya heaps!!!!! Happy New year na

I like it! hehehe

hehe thanks

i'll have to remember that next I am going out of town and need a place to keep the water buffalo!

i dont speak english

hahaha...good one i like it...thanks for sharing na ka

what a good idea!! That will work also here in JP!