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I honestly searched the forums before deciding to post this question. If someone knows of an existing thread I would like to receive the link. I do not want to debate whether to give sinsod and "tong mhand" or not. "Tong mhand" is the gold given to your fiancee for the engagement or wedding. Particularly from Thai ladies, what would you think if your boyfriend/fiance asked you to take an IOU for the "tong mhand" or Gold because the price of gold is very high right now. Is this insulting ? AN IOU is a way of postponing the purchase of the actual Gold or Gold jewelry. Gold = US$ 1,016 per ounce