Makes logical sense when you have a f**ked up health & insurance system based on profit.

It is!! Ppl really don't have moral these days, huh?

LakeGeneve - people that look for these type loopholes will always convince themselves what's logical and what's not..thx for replying lake -- enjoy your weekend my man )

breakofdawning - so true.. lack of ethics - thx for replying and enjoy your weekend..

I owned a small business and I had one employee who was indespensible. If I could have insured him I would have. If I had lost him it would have damaged my company imeasurably. Fortunately now for both he and I, we are still alive and prospering as he is now the proud owner of my ex business.