ahpuiahsan Posted November 25, 2005 Report Share Posted November 25, 2005 I heard that to apply for a credit card, one's income has to be 15000baht. Is that monthly or annually? Can foreigner applies for credit cards issued in Thailand? Thanks in advance for the advices. Quote Link to comment Share on other sites More sharing options...
0 ahpuiahsan Posted November 25, 2005 Author Report Share Posted November 25, 2005 thanks for your comments. Other than the 15000bahts monthly, what other criteria does a foreigner need?? Quote Link to comment Share on other sites More sharing options...
0 robbie36 Posted November 25, 2005 Report Share Posted November 25, 2005 I heard that to apply for a credit card, one's income has to be 15000baht. Is that monthly or annually?Can foreigner applies for credit cards issued in Thailand? Thanks in advance for the advices. You're taking the piss right? You think that any bank anywhere will give you a credit card with an annual salary of Bt15,000? The bank of Thailand limit for all individuals is Bt10,000/month - for faramg almost certainly higher... and you will need a work permit. Quote Link to comment Share on other sites More sharing options...
0 ahpuiahsan Posted November 25, 2005 Author Report Share Posted November 25, 2005 I heard that to apply for a credit card, one's income has to be 15000baht. Is that monthly or annually?Can foreigner applies for credit cards issued in Thailand? Thanks in advance for the advices. You're taking the piss right? You think that any bank anywhere will give you a credit card with an annual salary of Bt15,000? The bank of Thailand limit for all individuals is Bt10,000/month - for faramg almost certainly higher... and you will need a work permit. hahahaha, i know it's a silly question. :twisted: :twisted: Anyway i also heard that some bank in Thailand will issue credit cards without the criteria of annual salary. Quote Link to comment Share on other sites More sharing options...
0 germanwulf Posted November 25, 2005 Report Share Posted November 25, 2005 There are other rules for foreigners. If you want a gold credit card with an available credit limit of 100,000.- Baht, then you need to secure this amount with 150,000 Baht on a fixed account at the card giving bank. You can not use this amount for your monthly payments. After one year of - on time - monthly payments they will increase your credit line to those fixed 150,000 Baht. You need to secure 1.5 times of the credit line you ask for. I asked 4 years a go for card, good for 400,000 Baht. The Thai Farmers Bank, now Kasikorn, ask for a 600,000 Baht deposit. And the main branch in Bangkok refuse to give me the card. I got the card then under the same conditions at the Bank of Ayudhaya. Quote Link to comment Share on other sites More sharing options...
0 Aphrodite Posted November 25, 2005 Report Share Posted November 25, 2005 You're taking the piss right?You think that any bank anywhere will give you a credit card with an annual salary of Bt15,000? The bank of Thailand limit for all individuals is Bt10,000/month - for faramg almost certainly higher... and you will need a work permit.15,000 not 10,000. and yes, they expect higher income for farang applicants, but i dont know the exact digits. i suggest you give kasikornthai(aka thai farmers) a call, 0 2888 8888, they can give you all accurate details you need even fax it or mail it to you if you want. or any other bank that you're interested applying for credit card. yes u need at least to have a salary of 15,000 baht monthly. even tho i still find it difficult to have one....i have too many credit cards now..i need to cut it off...as i spoil myself too much! As for a foreigner, u need to have a work permit with salary of 100,000 baht a month...i think :roll: well i dont really think u should need one! its a bad habit which i still fix it now! Quote Link to comment Share on other sites More sharing options...
0 ahpuiahsan Posted November 25, 2005 Author Report Share Posted November 25, 2005 Thanks all for your valuable advices. I will keep that in mind if i will to apply for 1. Quote Link to comment Share on other sites More sharing options...
0 ahpuiahsan Posted November 25, 2005 Author Report Share Posted November 25, 2005 Thanks all for your valuable advices.I will keep that in mind if i will to apply for 1. all these efforts we've put in and you're not getting one? Of cause if only i can get a job in BKK. :wink: Quote Link to comment Share on other sites More sharing options...
0 khun_lung Posted November 25, 2005 Report Share Posted November 25, 2005 There is one other option and that is if you have a so-called "retirement" visa (non-immigrant type O). It is possible to get a credit card using the fixed deposit needed to qualify you for the visa as collateral but most bank branches will tell you "No work permit, no credit card" which is not true depending on your visa status. Mine is through Bank of Ayudhya. In order to get a "retirement" visa, one must be at least 50 years old. Quote Link to comment Share on other sites More sharing options...
0 moo_noy Posted November 25, 2005 Report Share Posted November 25, 2005 my friend puk has a visa and she only makes 10,000 a month if she is lucky Quote Link to comment Share on other sites More sharing options...
0 robbie36 Posted November 25, 2005 Report Share Posted November 25, 2005 They are quite flexible. I dont earn much but I have a Bt700k limit from SCB. Quote Link to comment Share on other sites More sharing options...
0 mellowman Posted November 25, 2005 Report Share Posted November 25, 2005 ...i have too many credit cards now..i need to cut it off...as i spoil myself too much! I perfectly understand that you spoil yourself. And I am perfectly willing to help you cutting it off - please hand over all your credit cards. To me. No need to keep one. You will get pocket money. And Spa vouchers. I will trustingly hold them for you and use them frequently, to spoil you, of course. And to cover my personal basic needs (like the monthly payments for my very basic Benz 600CL). Don't worry, it will be only a fraction of what I spend on spoiling you. Well, you might have to get new cards after a few days. And report the old ones stolen to protect yourself from misfortune and prosecution. But hell, these few days will be truely remarkable and unforgettable. Promise! Quote Link to comment Share on other sites More sharing options...
0 WiCKeDBiRD Posted November 25, 2005 Report Share Posted November 25, 2005 They are quite flexible. I dont earn much but I have a Bt700k limit from SCB. FYI : be very careful ... I only mentioned 25,000 Bhts... I was gossiped... :? I am kind of a bit offended .... that ppl think I could NOT be able to earn more than 25,000 ThB by myself... really. :roll: -WB- Quote Link to comment Share on other sites More sharing options...
0 WiCKeDBiRD Posted November 25, 2005 Report Share Posted November 25, 2005 For Credit-Card applying to local banks in BKK You need to submit : 1. a set of copy : Your Work Permit - over 2 years at least 2. a set of copy : Your Book Bank - Bank Statement. 3. a set of copy : Your Passport with None Immigrant -B Visa Type -Stamped on it .... MMMm maybe something else... -WB- Quote Link to comment Share on other sites More sharing options...
0 Yen Posted November 25, 2005 Report Share Posted November 25, 2005 I just talk to hubby, he know about credit card because he check about that for chamber of commerce. he tell me. "Bank in Thailand, don?t want to give for foreigner because foreigner can just get on plane and go away, not have to pay back money. He say have to be Thailand for long time and can show bank regular income. For Thai is not hard, but for foreigner is very hard to get credit card. Quote Link to comment Share on other sites More sharing options...
0 WiCKeDBiRD Posted November 25, 2005 Report Share Posted November 25, 2005 For Credit-Card applying to local banks in BKKYou need to submit : 1. a set of copy : Your Work Permit - over 2 years at least 2. a set of copy : Your Book Bank - Bank Statement. 3. a set of copy : Your Passport with None Immigrant -B Visa Type -Stamped on it .... MMMm maybe something else... -WB- 4. big stack of money and good watch 5. a mobile phone < No. thats in your name NOT a top-up one> ... really. :idea: Quote Link to comment Share on other sites More sharing options...
0 mellowman Posted November 25, 2005 Report Share Posted November 25, 2005 I am kind of a bit offended .... that ppl think I could NOT be able to earn more than 25,000 ThB by myself... really. :roll:-WB- "earn"? Did you really say "earn"? Since when does golddigging count as "earning"? I am disappointed. You were my last hope - I always admired you for your ability to make life seeming so easy and simple. No work, no "earning" - just find the right one and the candy starts falling into your lap. Don't pull the curtain, pls. Quote Link to comment Share on other sites More sharing options...
0 WiCKeDBiRD Posted November 25, 2005 Report Share Posted November 25, 2005 I am kind of a bit offended .... that ppl think I could NOT be able to earn more than 25,000 ThB by myself... really. :roll:-WB- "earn"? Did you really say "earn"? Since when does golddigging count as "earning"? I am disappointed. You were my last hope - I always admired you for your ability to make life seeming so easy and simple. No work, no "earning" - just find the right one and the candy starts falling into your lap. Don't pull the curtain, pls. Right .... Mattie Darling.... Being a Super Duper Trooper professional -Gold-Digger-... You can NOT be stupid. < You can always do so many things at the same time ... it depends on how you function your brain... and opportunities < GD knows how to get Good Opportunitie.. its in their nature... really :idea: > 1. Stock-Market .. ask and learn from Sugar Dada.. :wink: 2. Small Businesses ... Mates... Cycle of Good & Smart Mates :roll: 3. Executive Job .. You do NOT need to go to work every days .. really. :!: .. See !! "Its NOT about MONEY... its about Brain" ..according to stinkyboots.. Quote Link to comment Share on other sites More sharing options...
0 WiCKeDBiRD Posted November 25, 2005 Report Share Posted November 25, 2005 For Credit-Card applying to local banks in BKKYou need to submit : 1. a set of copy : Your Work Permit - over 2 years at least 2. a set of copy : Your Book Bank - Bank Statement. 3. a set of copy : Your Passport with None Immigrant -B Visa Type -Stamped on it .... MMMm maybe something else... -WB- 4. big stack of money and good watch 5. a mobile phone < No. thats in your name NOT a top-up one> ... really. :idea: a phone? i thought a watch was enough :cry: *rushes to big c, shop for a phone* Yep .. Phone is Needed... seriously! A home phone will DO ... actually. Either a mobile or a home phone... they need to be in your name or your Company name < if you were the owner>... as they could be abel to track you down ... I guess.> Quote Link to comment Share on other sites More sharing options...
0 ahpuiahsan Posted November 25, 2005 Author Report Share Posted November 25, 2005 ...........Sad...............Don't have even one ......... But still happy with my Visa Electron........ Is it better than ..Spend first ...headache later? yup, abit of headache, we are using future money. Quote Link to comment Share on other sites More sharing options...
0 WiCKeDBiRD Posted November 25, 2005 Report Share Posted November 25, 2005 my personal basic needs (like the monthly payments for my very basic Benz 600CL). FYI : Mind You ... do NOT ever mention your fancy car on here. :idea: ... have I mentioned my SL500 ... yet ? :shock: Quote Link to comment Share on other sites More sharing options...
0 ahpuiahsan Posted November 25, 2005 Author Report Share Posted November 25, 2005 I guess it will be easier for a company to apply a company credit card for me. :roll: :roll: Quote Link to comment Share on other sites More sharing options...
0 WiCKeDBiRD Posted November 25, 2005 Report Share Posted November 25, 2005 I guess it will be easier for a company to apply a company credit card for me. :roll: :roll: Yep ... simply get a corperate credit card ... Amex does give unlimited credit. < though that depends on your company situation and cash-flow ... too> Quote Link to comment Share on other sites More sharing options...
0 WiCKeDBiRD Posted November 25, 2005 Report Share Posted November 25, 2005 Yep ... simply get a corperate credit card ... Amex does give unlimited credit. < though that depends on your company situation and cash-flow ... too> Do normal AMEX cards have no limit? Thought that was exclusive to Gold and up. Plus technically AMEX isn't a credit card as you have to pay it all off at the end of each monthly cycle. 2U, Mmm I do Not know much about normal One. One of my Mates has a green one, she does has unlimitted credit as she was using this card for almost 10 years < a very good cutomer who always pays on time.. so, I think it all depends on your reliable record & bank statement.> BUT for corperate ones >>> it depends on your comapny situation. My Boss has a main One and then he makes 4-5 more supliment cards to his executive staffs. My boss get unlimitted credit <well thats what Amex told him.. I never see he uses it to buy a Mercedez, not yet anyway> BUT we get limitted credit enough to cover for travelling expense and for customer-entertaining expense. Though my company is just a medium int. company. -WB- Quote Link to comment Share on other sites More sharing options...
0 babyoiy Posted November 25, 2005 Report Share Posted November 25, 2005 oh ahpui ... are u working in BKK now? surprised.. Quote Link to comment Share on other sites More sharing options...
0 ahpuiahsan Posted November 26, 2005 Author Report Share Posted November 26, 2005 oh ahpui ... are u working in BKK now?surprised.. oh babyoiy, how i wished i am working now in BKK....but too bad, no companies is interested in me yet.... :cry: :cry: Quote Link to comment Share on other sites More sharing options...
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ahpuiahsan
I heard that to apply for a credit card, one's income has to be 15000baht. Is that monthly or annually?
Can foreigner applies for credit cards issued in Thailand?
Thanks in advance for the advices.
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